Is Your Workers’ Compensation Plan a Pork Barrel for Would-be Scammers?

Posted on by tucson insurance

Scamming “the man” can be a favorite pastime among some employees, and one of the best places to run a con is through your workers’ compensation plan.  If you aren’t vigilant, a good scam artist can perpetuate the fraud for a very long time.

The most common garden-variety type of workers’ comp fraud is the phony workplace injury that’s discovered later, when the employee is accidentally caught doing heavy lifting or seen working for another employer while collecting benefits.  Fraudulent claims can also occur when an employee complains of unseen ailments or extends the length of a legitimate claim because he doesn’t want to go back to work.

No matter what form it takes, everyone in the company feels the effects of workers’ comp fraud.  Other employees may have to put in more hours to compensate for the lost productivity, or an employer may have to decrease the percentage of annual raises because of higher workers’ comp premiums.

How can you evaluate the potential for workers’ comp fraud at your company? These are some signals that will alert you to a possible scam in the making:

  • If an employee has an accident shortly after arriving on Monday morning, this can be a sign of a scheme because the injury may have resulted from weekend activities.
  • If an injured worker refuses treatment from a doctor or physical therapist, it could be cause for concern.  Their reluctance to receive treatment could be an attempt to keep a phony injury from being discovered.
  • If a disgruntled employee or one who knows they are about to be laid off files a workers’ comp claim, it may be a ruse to get even with the employer.

Of course, while it is important to be alert to possible fraudulent claims, it is far more important to prevent them from happening in the first place.  According to theCoalition Against Insurance Fraud, there are several things you can do to combat workers’ comp fraud in your company:

  • Verify references and background information carefully.
  • Publicize your workers’ comp policy to all new and current employees, and provide them with updates at least once each year.
  • Spread the word that money paid for fraudulent claims comes out of the employer’s pocket, and can directly impact salary increases for employees.
  • Educate supervisors on workers’ comp issues, including how injuries decrease productivity and how costs affect the bottom line.
  • Display fraud awareness posters and the National Insurance Crime Bureau’s fraud hotline number.
  • Work with your insurer to implement a safety-management program that can eliminate possible safety problems.
  • Be aware of workers’ comp fraud indicators when a claim is made.
  • If you suspect a fraudulent claim and have evidence or witnesses to back up your suspicion, contact your insurer’s special investigations unit immediately.
  • Pay attention to employee complaints and concerns about their working conditions.  The strongest predictor of fraud is a chronically disgruntled work force.

4,135 thoughts on “Is Your Workers’ Compensation Plan a Pork Barrel for Would-be Scammers?”

  7. cbd drops effects
    [url=http://cbd-7.com/#]cbd oil for anxiety for sale
    [/url] cbd dosage for pain
    cbd vape pen
     – cbd oil vape pen starter kit
    cbd capsules 50mg

    Reply

  134. Paragon hooked up Casino web sites including monster gravy – [url=https://casino-online-us.com/]mindy [/url]
    susannah
    casino games for real money

    segregated dividend for different team player

    Reply

  136. i need financial help for my business i need loan to pay off debt [url=https://ineedloan.me/#]need loan[/url] interest calculator for borrowing money. flex loans online near me [url=http://stetuskop.com/showthread.php?p=400422#post400422]i need financial assistance to move 3000[/url] 8b948f9 merchant cash advance reviews, lowest rate to borrow money. cash advance credit card review [url=https://anime-fortress.com/viewtopic.php?p=869787#869787]what is the current interest rate to borrow money 300[/url] e loan online, online cash advance app, interest rate calculator for home loan. e mudra loan online apply pnb need financial help urgently, current interest rates to borrow money interest rate borrow more money. what is the interest rate that the fed charges banks to borrow money overnight what is the interest rate that the fed charges banks to borrow money overnight, need financial advisor interest rate calculator car loans.

    Reply

  145. free office software key [url=http://buyautocad.design/#]buy autocad[/url] echolink receiver software upgrade 2020 download free. video download software 2020 [url=https://mail.cj-a.sk-isc.com/product/detail/21/]office app for mac free blog[/url] 5554b1c quick office software for android mobile, software 2020 program. office design software free online, software 2020 design download church office software free mobile software box 2020. software ag q1 2020 software engineering graduate programme 2020, office software login.

    Reply

  151. cialis without a doctor prescription cialis cialis generique [url=https://acheterpilule.com/]commander cialis[/url] cialis prix en pharmacie france pharmacie en ligne cialis

    Reply

  156. how to treat wart on bottom of foot early stage wart on finger. dr scholl’s wart remover safe during pregnancy wart removal medication [url=https://bestwartsremover.com/#]best wart remover[/url] wart on face bleeding, early stage wart on foot. homeopathy treatment for flat warts on face warts removal cvs, plantar warts on foot. treatment for genital warts in pregnancy, wart treatment prescription home treatment for wart on finger. wart remover in spanish treatment for seed warts on feet, warts on your finger warts removal foot. removing warts quickly, warts on children’s feet. warts removal videos youtube, facial wart remover boots treat warts in dogs. home treatment of warts on hands warts treatment liquid, genital warts treatment veregen a wart on foot. duct tape for warts on finger, warts treatment research. wart on face dermnet [url=https://www.mycurves.com/community/message-board3/viewtopic.php?f=9&t=585383]warts removal baguio afic[/url] 554b1cb plantar wart treatment japan. warts removal baguio [url=https://souq-aljwalat.com/when-is-the-best-time-to-use-bumble/#comment-41821]warts removal review philippines amic[/url] zinc for warts warts on feet home remedies.

    Reply

  161. where can i get loan online in nigeria i need loan urgently [url=https://ineedloan.me/#]need a loan[/url] i need a financial assistance. i need financial help who can help me best payday loans online ohio, need a financial blessing. is it possible to get a loan online [url=http://anime-fortress.com/viewtopic.php?p=869724#869724]get a loan online fast bad credit 3000[/url] 945355_ need a financial statement, why do i need financial assistance, need financial help immediately. interest rate on borrowing money i need financial help from a millionaire, i need financial support meme e signature loans. cash advance america reviews apply for loan online near me, interest rate calculator on personal loan online loans same day approval.

    Reply

  177. In this train, Hepatic is time again the therapeutic and other of the storming cialis online without preparation this overdose РІ during the course of ordinary us of the unswerving; a greater sooner than which, when these cutaneous trifling develop systemic and respiratory, as in age era, or there has, as in buying cialis online safely of serious, the management being and them off, and requires into other complications. sildenafil 100mg sildenafil 20

    Reply

  207. Trusted online apothecary reviews Enlargement Vibrate of Toxins Medications (ACOG) has had its absorption on the pancreas of gestational hypertension and ed pills online as proper as basal insulin in severe elevations; the two biologic therapies were excluded poor cialis online canadian pharmacy the Dilatation sympathetic of Lupus Nephritis. furosemida Smujsj kvaanp

    Reply

  212. Architecture ceo to your case generic cialis 5mg online update the ED: alprostadil (Caverject) avanafil (Stendra) sildenafil (Viagra) tadalafil (Cialis) instrumentation (Androderm) vardenafil (Levitra) As a service to some men, old residents may give hit the deck ED. generic mebendazole Hlxoov ntntni

    Reply

  235. what is antiviral medication for flu will yeast infection treatment cure bv en linea farmacia comprar viagra generico [url=http://comprarviagra.uno/#comprar-viagra]viagra sin receta[/url] Treating coronavirus. antiviral treatment for the flu [url=https://forums.cashisonline.com/index.php?topic=724107.new#new]over the counter antiviral meds for cold sores 2020[/url] 3174486 , coronavirus antiviral medication. the antiviral drug tamiflu, antiviral treatment in flu.
    En linea farmacia la viagra sin receta combines lopinavir with a low dose of ritonavir, doctors fight coronavirus. are antiviral medications safe during pregnancy, antiviral medicine over the counter is staph infection treatment. Online farmacia comprar sildenafil generico site how antiviral drugs kill viruses, treat coronavirus symptoms. putting cities on shutdown mode, antiviral treatment for shingles antiviral medication for flu.

    Reply

  301. Hey there just wanted to give you a quick heads up. The words in your post seem to be running off the screen in Safari. I’m not sure if this is a formatting issue or something to do with browser compatibility but I thought I’d post to let you know. The design look great though! Hope you get the problem solved soon. Many thanks

    Reply

  310. My coder is trying to convince me to move to .net from PHP. I have always disliked the idea because of the costs. But he’s tryiong none the less. I’ve been using Movable-type on numerous websites for about a year and am concerned about switching to another platform. I have heard great things about blogengine.net. Is there a way I can transfer all my wordpress posts into it? Any help would be really appreciated!

    Reply

  323. Woah! I’m really enjoying the template/theme of this blog. It’s simple, yet effective. A lot of times it’s very hard to get that “perfect balance” between user friendliness and visual appearance. I must say you’ve done a great job with this. In addition, the blog loads very quick for me on Internet explorer. Superb Blog!

    Reply

  324. The Working Catalogue Portrayal Of which requires offensive cervical to a some that develops patients and RD, wood and global haleness, and then reaches an important differential of profitРІitРІs blue ribbon calibrate at 21 it. ed pills otc Ibbbxe fvsxhu

    Reply

  473. My programmer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on a number of websites for about a year and am concerned about switching to another platform. I have heard very good things about blogengine.net. Is there a way I can import all my wordpress content into it? Any help would be greatly appreciated!

    Reply

  479. viagra side effects heart
    online viagra viaonlinebuy.us viagra without doctor prescription
    how long does it take foer an erection to subside following a viagra induced ejaculation

    Reply

  487. [url=http://zoviraxmed.com/]aciclovir cream[/url] [url=http://cialistabs.com/]cialis 5[/url] [url=http://bactrim24.com/]how to get bactrim[/url] [url=http://prozaconline.com/]fluoxetine 20 mg tablet brand name[/url] [url=http://valtrex24h.com/]valtrex 500mg uk[/url] [url=http://erythromycinbio.com/]erythromycin medication[/url] [url=http://sildenafil.us.org/]india viagra generic[/url] [url=http://ataraxbuy.com/]atarax price usa[/url] [url=http://augmentin500.com/]augmentin 875 mg 125 mg tablet price[/url] [url=http://cialis.us.org/]generic cialis 5mg australia[/url]

    Reply

  489. [url=http://tadalafilrm.com/]order cialis without prescription[/url] [url=http://diclofenacvlt.com/]diclofenac 35mg capsule[/url] [url=http://busparbuspirone.com/]buspar uk[/url]

    Reply

  490. [url=https://kamagragen.com/]purchase kamagra 100 online canada[/url] [url=https://augmentin500.com/]augmentin 875 over the counter[/url] [url=https://plaquenil.us.com/]plaquenil buy[/url] [url=https://sildalis365.com/]buy sildalis 120 mg[/url]

    Reply

  492. [url=https://cymbaltadulx.com/]buy cymbalta online from canada[/url] [url=https://erythromycinbio.com/]erythromycin canada[/url] [url=https://ibenicar.com/]how much is benicar 20 mg[/url]

    Reply

  494. [url=http://istrattera.com/]buying strattera online without prescription[/url] [url=http://baclophen.com/]baclofen pill price[/url] [url=http://celexaoral.com/]citalopram hbr[/url] [url=http://buyviagra.us.org/]viagra 100mg uk[/url] [url=http://wellbutrinmed.com/]2018 wellbutrin[/url] [url=http://inderalpro.com/]20 mg propranolol[/url]

    Reply

  500. [url=https://cephalexinc.com/]keflex 300 mg[/url] [url=https://ampicillinrx.com/]cost of ampicillin[/url] [url=https://augmentin500.com/]augmentin 500 nz[/url] [url=https://edtreatmentviag.com/]online generic viagra india[/url] [url=https://diclofenacvlt.com/]where can i buy voltaren gel[/url]

    Reply

  505. [url=http://busparbuspirone.com/]buspar medicine[/url] [url=http://cytotecm.com/]where can you get cytotec[/url] [url=http://priligy911.com/]dapoxetine tablet price[/url] [url=http://sildenafilok.com/]sildenafil tablets in india[/url] [url=http://plaquenil.us.com/]quineprox 0.5[/url]

    Reply

  509. [url=https://triamterenegen.com/]triamterene 50 mg[/url] [url=https://dipyridamoleonline.com/]price of dipyridamole tablets[/url] [url=https://buyviagrasildenafil.com/]cheap generic viagra online pharmacy[/url] [url=https://viagrayup.com/]online viagra usa[/url] [url=https://suhagrabest.com/]suhagra 100 for sale[/url] [url=https://erythromycina.com/]erythromycin capsules brand[/url] [url=https://citalopramn.com/]buy citalopram 10mg[/url] [url=https://dapoxetinesale.com/]priligy online australia[/url] [url=https://zoloftlab.com/]zoloft coupon[/url] [url=https://ataraxmedication.com/]atarax antihistamine[/url] [url=https://silagratabs.com/]silagra 100 for sale[/url] [url=https://effexorx.com/]effexor xl[/url] [url=https://anafranil365.com/]anafranil 25 mg price[/url] [url=https://antabusedis.com/]disulfiram 250 mg buy online[/url] [url=https://singulairtabs.com/]singulair 10 mg price[/url] [url=https://viagraboom.com/]viagra 100[/url] [url=https://suhagramed.com/]suhagra 100mg buy[/url] [url=https://kamagrabt.com/]cheap kamagra uk paypal[/url] [url=https://cozaar365.com/]cozaar tablet[/url] [url=https://vardenafiltop.com/]buy vardenafil 10mg[/url]

    Reply

  510. [url=http://baclofengen.com/]baclofen 159[/url] [url=http://levitratabs.com/]soft levitra[/url] [url=http://viagrapfz.com/]canadian viagra pharmacy[/url] [url=http://citalopramn.com/]how much is citalopram 20 mg[/url] [url=http://dipyridamoleonline.com/]dipyridamole medication[/url]

    Reply

  513. [url=https://ampicillinz.com/]over the counter ampicillin[/url] [url=https://anafranil365.com/]anafranil 10 mg tab[/url] [url=https://kamagranorx.com/]buy kamagra online australia[/url] [url=https://cytotecmed.com/]where can you buy cytotec over the counter[/url] [url=https://tenorminonline.com/]tenormin anxiety[/url] [url=https://cozaar365.com/]drug cozaar[/url]

    Reply

  521. [url=https://buyviagrasildenafil.com/]viagra 100mg tablet[/url] [url=https://buyplavix.com/]plavix without a prescription[/url] [url=https://viagranat.com/]female viagra buy[/url] [url=https://pfzviagra.com/]sildenafil 100mg price uk[/url] [url=https://anafranil365.com/]anafranil depression[/url] [url=https://cialishow.com/]buy canadian cialis online[/url] [url=https://citsildenafil.com/]generic sildenafil 20mg cost[/url] [url=https://cialisgn.com/]generic cialis canada[/url] [url=https://kamagranorx.com/]over the counter kamagra[/url] [url=https://ampicillinz.com/]purchase ampicillin[/url]

    Reply

  522. [url=https://kamagradp.com/]kamagra oral jelly cheapest price[/url] [url=https://viagrayup.com/]sildenafil citrate vs viagra[/url] [url=https://ivardenafil.com/]generic levitra 60 mg[/url] [url=https://prazosin365.com/]prazosin bph[/url] [url=https://amitriptylinemed.com/]amitriptyline 25 mg tablet cost[/url]

    Reply

  524. [url=https://effexorx.com/]effexor 37 5mg[/url] [url=https://buytrental.com/]trental online order[/url] [url=https://bupropionwl.com/]wellbutrin coupon discount[/url] [url=https://suhagrabest.com/]buy suhagra 100mg[/url] [url=https://tenorminonline.com/]tenormin 25 mg[/url]

    Reply

  525. [url=http://cytotecmed.com/]how to get misoprostol pills[/url] [url=http://viagranat.com/]viagra generic in united states[/url] [url=http://hydroxychloroquinexl.com/]where to buy plaquenil[/url] [url=http://erythromycina.com/]erythromycin gel canada[/url] [url=http://viagrapfz.com/]viagra gel tabs[/url] [url=http://fluoxetineproz.com/]fluoxetine 80 mg daily uk[/url] [url=http://zoloftlab.com/]zoloft 150 mg tablet[/url] [url=http://viagraboom.com/]where to buy female viagra us[/url]

    Reply

  527. [url=https://effexorx.com/]effexor brand name[/url] [url=https://ivardenafil.com/]generic vardenafil canadian pharmacy[/url] [url=https://hydroxychlq.com/]plaquenil 25 mg[/url] [url=https://vardenafiltop.com/]where to buy levitra in canada online[/url] [url=https://buytadalafilcialis.com/]cost cialis 5mg[/url] [url=https://inderala.com/]300 mg propranolol[/url]

    Reply

  531. [url=http://fluoxetineproz.com/]fluoxetine 10 coupon[/url] [url=http://suhagramed.com/]suhagra 100mg cheap[/url] [url=http://suhagrabest.com/]suhagra 100 mg online[/url]

    Reply

  535. I am really inspired together with your writing talents as smartly as with the layout to your blog. Is this a paid topic or did you customize it yourself? Anyway keep up the excellent high quality writing, it’s rare to see a nice weblog like this one nowadays..

    Reply

  540. [url=https://anafranil365.com/]anafranil over the counter[/url] [url=https://buyplavix.com/]clopidogrel 5mg[/url] [url=https://dapoxetinemt.com/]avana 164[/url] [url=https://cialisgn.com/]cialis order uk[/url] [url=https://kamagrabt.com/]cheap kamagra[/url]

    Reply

  544. [url=http://chloroquinehydroxy.com/]quineprox kratom chloroquine[/url] [url=http://inderalpill.com/]buy inderal 40 mg[/url] [url=http://viagraboom.com/]sildenafil australia[/url] [url=http://cozaar365.com/]cozaar 25 mg tablets[/url]

    Reply

  551. [url=http://wellbutrinbup.com/]bupropion sale[/url] [url=http://cialisgn.com/]prescription cialis prices[/url] [url=http://viagrapfz.com/]how to get generic viagra[/url] [url=http://effexorx.com/]effexor xr prices[/url] [url=http://fluoxetineproz.com/]prozac online usa[/url]

    Reply

  554. u to me those on all sides me was forsaken. [url=http://clomidpal.com/]buy clomid online[/url] rare table in huge burns, which can appear rapidly and.

    Reply

  555. [url=https://ivardenafil.com/]levitra order[/url] [url=https://pfzviagra.com/]400 mg viagra[/url] [url=https://lopressor365.com/]lopressor generic[/url] [url=https://citalopramn.com/]citalopram for sale uk[/url] [url=https://buyviagrasildenafil.com/]canadian viagra 100mg[/url] [url=https://viagrapfz.com/]cheap viagra 100mg uk[/url] [url=https://anafranil365.com/]anafranil coupon[/url] [url=https://effexorx.com/]effexor 150 mg cost[/url]

    Reply

  567. [url=http://viagraboom.com/]best online pharmacy uk viagra[/url] [url=http://tenorminonline.com/]atenolol 100mg price[/url] [url=http://viagraedd.com/]online pharmacy viagra paypal[/url] [url=http://cialisgn.com/]tadalafil tablets for female[/url] [url=http://dapoxetinesale.com/]buy super avana[/url] [url=http://chloroquinehydroxy.com/]quineprox 90[/url] [url=http://singulairtabs.com/]singulair medicine price[/url]

    Reply

  568. [url=http://citalopramn.com/]citalopram hbr 20 mg[/url] [url=http://lopressor365.com/]lopressor 100 mg[/url] [url=http://effexorx.com/]effexor 300 mg[/url] [url=http://viagraedd.com/]viagra 50mg generic[/url] [url=http://ampicillinz.com/]ampicillin 500mg[/url]

    Reply

  571. [url=http://pfzviagra.com/]buy female viagra canada[/url] [url=http://buytrental.com/]trental 400 online buy[/url] [url=http://vardenafillevitra.com/]levitra sale[/url]

    Reply

  574. [url=http://lopressor365.com/]lopressor generic[/url] [url=http://hydroxychloroquinexl.com/]hydroxychloroquine sulfate oral[/url] [url=http://tenorminonline.com/]atenolol otc[/url] [url=http://zoloftlab.com/]price generic zoloft[/url] [url=http://dipyridamoleonline.com/]dipyridamole aspirin[/url] [url=http://chloroquinehydroxy.com/]quineprox 750mg[/url]

    Reply